No Paytero balanceSettlement goes to the wallet configured for the link.
Fiat-to-crypto checkout for lawful online business
Payment links built for high-risk businesses.Get paid. Receive USDC.
Paytero is a high-risk payment link generator that connects customers to provider-hosted card and local payment routes, then settles to a wallet you control.
No-code checkoutSelf-custodial settlementLow-overhead links; provider fees vary
PAYTERO BUSINESS
4821 7390 6812 1148
CardholderACME STUDIO
Valid thru09 / 29
VIRTUALCustomer checkout totalUS$597.40Settlement is sent to your configured wallet
Hosted fiat-to-crypto checkout
Create the link, let the customer pay, receive settlement.
LIVEProvider network
One link. Multiple ways to pay.
Routes may include these independent providers when active and eligible for the customer.
StripePayPalCoinbase PayRevolutRampTransakBanxaBinance ConnectStripePayPalCoinbase PayRevolutRampTransakBanxaBinance Connect
Provider names identify possible checkout routes. Availability changes by geography, currency, amount, status and compliance review. Paytero is not endorsed by the brands shown.
Payment in. Wallet settlement out.
- Unique payment links
- USDC settlement
- Signed callbacks
01Payment links
Accept cards on your high-risk business.
Enter the customer, amount and wallet once. Paytero creates a unique PayGate checkout and filters direct routes against their current provider status.
- One-time links with custom amounts
- Automatic or direct provider routing
- Signed, idempotent payment callbacks
- Optional 3% customer-paid service fee
Link composerNew payment request
LIVE APIAmount to receive
500.00USD
SettlementUSDC · Polygon
Customer-paid feeEnabled · 3%
checkout.paygate.to/pay
Pay ACME Studio
$515.00Secure provider-hosted checkout02Non-custodial settlement
Funds arrive in a wallet you control.
Use a self-custodial, EVM-compatible wallet. The primary payment-link flow settles USDC on Polygon; confirm the asset and network shown by each provider before accepting payment.
Network-awareKeep Polygon enabled and verify any alternate provider route.
You hold the keysNever paste a seed phrase or private key into Paytero.
PAYTERO BUSINESS
4821 7390 6812 1148
CardholderACME STUDIO
Valid thru09 / 29
VIRTUALVirtual cards use a separate PayGate card account and funding flow. Availability and compliance approval apply.
03Virtual cards
Turn a funded card account into controlled spend.
Paytero connects directly to PayGate's reloadable-card API from the customer browser. Payment-link settlement does not automatically become card balance.
Independent balanceCrypto funded
Card statusProvider controlled
Freeze instantlyOne action
04How Paytero works
From amount to settlement in four clear steps.
No API key is needed for the PayGate link flow. Customers may complete provider checks before payment.
Add your wallet
Provide a self-custodial EVM address for settlement.
Create one link
Set a unique customer, amount, currency and route.
Customer pays
The licensed provider handles payment and any required checks.
Receive settlement
A signed callback confirms payment as funds move to your wallet.
LEGALHigh-risk, not no-rules
Built for difficult categories. Designed for transparent checkout.
Paytero does not bypass provider restrictions. It helps lawful merchants create clear payment requests, route customers to independent providers and keep a verifiable event trail. Prohibited goods, fraud and sanctions evasion are never supported.
FAQBefore you create a link
Practical answers, without fine-print theatre.
01Can high-risk businesses create payment links?+
Paytero is designed for lawful online businesses that can be difficult to place with traditional processors. Every checkout route still applies its own location, product, compliance, and transaction rules, so acceptance is not guaranteed for prohibited activity.
02Can a customer pay by card?+
Available PayGate routes can include card and local payment providers. The options shown at checkout depend on the customer location, amount, currency, and live provider availability.
03Where is settlement sent?+
The primary payment-link flow settles USDC on Polygon to the self-custodial EVM wallet you provide. Some provider routes can support other documented assets or networks; always confirm the route before sharing a link.
04Will the customer need verification?+
Possibly. A provider may ask the customer for identity, payment, or source-of-funds checks. Many checks finish within minutes, but timing is controlled by the provider and cannot be guaranteed.
05How do fees work?+
Paytero shows the link amount and optional customer-paid service fee before creation. Provider conversion, processing, or network costs may still affect final settlement and are displayed by the provider when applicable.
06Do payment proceeds automatically fund a virtual card?+
No. PayGate payment links and reloadable virtual cards use separate funding flows. Cards use their own browser-held PayGate session and recovery token.
PAYGATE CONNECTEDCreate the link.
Create the link.
Let the provider handle checkout.
Choose your wallet, amount and fee setting. Paytero generates the hosted checkout URL and tracks its status.
Open payment links