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GUIDEMerchant setup

Generate a payment link without merchant KYC

The public Paytero generator does not ask you to create an account or upload identity documents. The customer's selected payment operator may still require verification.

The important distinction

“No-KYC payment link” describes the merchant's quick setup on Paytero, not a guarantee of anonymous or verification-free card payments. A provider can ask the payer for identity or payment checks, and can refuse an ineligible transaction.

Quick public generator

Enter the customer email, amount, currency, and your own settlement wallet. Paytero creates a one-time checkout link without asking for a Paytero login.

Customer verification

At checkout, the operator decides what checks are required based on its rules and the customer's location, amount, method, and risk signals.

Merchant wallet

Use an eligible self-custodial wallet for USDC on Polygon. A wallet address is public, but you should never enter a seed phrase or private key.

How to make a link without signing in

  1. Open the public payment link generator and enter the intended payer's email.
  2. Set a one-time amount and currency. The form shows the Paytero fee and customer total before you submit.
  3. Enter a merchant payout wallet that you control. It cannot be the same address used for Paytero's affiliate commission.
  4. Choose automatic, location-aware options or an active direct route that meets the amount and currency requirements.
  5. Share the short link with that customer, then rely on confirmed payment status—not a screenshot or checkout visit—before fulfillment.

When an account is useful

A Paytero account is optional for quick public links. Register if you want to save payment titles and longer descriptions, search your link history, and use the developer API. Registration is not a substitute for any verification a payment operator may request from a customer.

Do not describe a transaction as “no KYC guaranteed” to the buyer. State that operator checks may occur, and make your actual goods or services clear in the payment request.

Common questions

Will every buyer pass without ID? No. The operator controls customer verification and may request documents or decline the payment.

Can I use an exchange deposit address? A self-custodial wallet is safer for this settlement flow. Exchange or restricted addresses may be rejected or receive an unsupported asset or network.

Ready to make a payment request?

Check the amount, available route, fee, and payout wallet before you share a link.

Generate a link